Minimum Requirements
Business Account with Full Balance Due Terms (Net 30)
- Entity in good standing with Secretary of State
- Ein Number with IRS
- Business Address Matches Everywhere
- D&B Number
- Business License - if applicable
- Business Bank Account
- Must have a good D&B paydex score of 80 or higher
- If the above criteria are not met, a Personal Guarantee(PG) is required.
How to Apply
Online, Over the Phone, or At Store
Benefits
Business Account
- No Annual Fee
- Shop online, by phone, or in store
- Detailed monthly statements
- Manage your account online
Business Credit Account (Revolving)
- Introductory Bonus
- $50 Statement Credit after first purchase of at least $150 within 60 days of account opening.
- Accepted at Office Depot, OfficeMax Stores, and on Officedepot.com
- No Annual Fee
- Free Additional Cards
- Low Monthly Payments
- or choose to pay in full
- Special Financing
- for 6 months on purchases of $299+
- No minimum usage requirements
Fees
Business Account with Full Balance Due Terms (Net 30)
- Annual Fees: N/A*
- Returned Payment Fee: $29.99
- Minimum Finance Charge: $0.00
- Late Fee: N/A*
*All charges made on this account are due and payable when you receive your periodic billing statement
Business Credit Account (Revolving)
- Annual Fees: None
- Late Fee:
- $15.00 on balances up to $100.00
- $29.00 on balances of $100.00 up to $250.00
- $39.00 on balances if $250.00 and over
- Returned Payment Fee: $39.00
Rates
Business Account with Full Balance Due Terms (Net 30)
- APR for Purchases: N/A*
- Grace Period for Repayment of the Balance for Purchases: N/A*
- Method of Computing the Balance for Purchases: N/A**All charges made on this account are due and payable when you receive your periodic billing statement
Business Credit Account (Revolving)
- APR for Purchases: 23.99%
- Grace Period for Repayment of the Balance for Purchases: At least 20 days if you pay the total balance in full by the due date every billing period. If you do not, you will not get a grace period.
- Method of Computing the Balance for Purchases: Daily Balance. This includes new purchases.
- Minimum Finance Charge: $2.00
- Balance TransfersA balance transfer is a way to move debit from one card to another with the goal of saving money on interest.- Intro Balance Transfer APR: N/A- Regular Balance Transfer APR: N/A- Balance Transfer Fee: N/A
- Cash AdvancesBorrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you're being irresponsible with money- Cash Advance APR: N/A- Cash Advance Fee: N/A