
Bankable Terms for Un-Bankable Borrowers
Founded in 2009 as a nationwide, non-conforming commercial lender, South End Capital became a division of Stearns Bank, N.A., a $2.2 billion financial institution, in June of 2021. We offer mortgages secured by commercial and investment residential real estate, collateralized and uncollateralized business loans, and equipment financing. Our technology-enabled platform delivers a streamlined loan process, and we are committed to providing excellent service and innovative, affordable financing.
Minimum Requirements
- $1,000 to $25 Million
- Rates Start at 5%
- Monthly Payments
- For-Profit and Non-Profit
- Short and Long-Term Loans
- 550 Credit Minimum
- Most Businesses Eligible
- Unrestricted Working Capital
- 6 Month+ Time in Business
- No or Low Collateral
- High LTV Financing
- Nationwide + Rural Locations