Building simple tools for real-world businesses to achieve great things
Capital on Tap has provided access to funding to help 100,000+ businesses grow, and we are just getting started. Today, we provide access to business credit cards, but as the needs of our customers evolve, we will too. However, our end goal is always the same: building simple tools for real-world businesses to achieve great things.
$200 Cash Back when you spend just $15,000 in the first 3 months
Up to 20 Cards Available for your Employees
Great Rates as low as 9.99% APR
Actual rate may vary based on your business profile. APRs range from 9.99%-34.99%
Applying will not impact your credit score
Annual Fees: None
Cash Advance: None
Foreign Transaction: None
Late Payment: None
Returned Payment: None
APR for Purchases: 9.99% - 34.99%
APR for Cash Advances: N/A
Penalty APR: N/A
When it Applies: This APR will apply to your Account if you make 2 or more late payments in a 12-month cycle.
How Long Will the Penalty APR Apply? If the Penalty APR is applied, it will continue to apply until after you have made timely payments, with no returned payments, for 12 billing periods in a row.
Paying Interest: Your due date is up to 15 business days after the close of each billing period. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We begin charging interest on cash advances on the transaction date.
Interest is calculated daily and stamped onto your account monthly at the end of your billing period
Interest rates range from 9.99% to 34.99% APR
Card purchases won’t accrue interest if you pay your balance in full each month
There are no FX, no annual fees, no joining fees for our standard card
Additional interest may be charged when you take funds from an ATM - check your Terms & Conditions for more details
The standard rewards program is FREE
Your monthly minimum repayment will be the greater of 10% of your closing balance or $100 (or your balance if this is less than $100)
You can repay with flexible ACH options or using a debit card